These calculators are for illustrative purposes only, and are based on information provided by the user. Accuracy is not guaranteed. Home Equity Loan combined Loan-to-Value (CLTV) cannot exceed 80% of your home's value. Home Equity Line of Credit combined Loan-to-Value (CLTV) cannot exceed 50% of your home's value. Amplify Membership required. Federally insured by NCUA.